Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Overview

The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is to complement the Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS) to provide loans to eligible students to settle tuition fees of recognised full-time study courses.

Links, Forms and Download

Guidance & Information
Document Number Document Name Paper-base Application
NLSFT 111B(2022) 1. NLSFT Guidance Notes Paper-base Application
- 2. Points to Note for Paying Administrative Fee Paper-base Application
NLSFT_SD_E 3. Checklist of Supporting Documents Paper-base Application
SFO/PFM 1 (Rev. 03/2015) 4. ‘Prudent Financial Management - Key to Healthy Living’ Leaflet Paper-base Application
SFO/PFM 2 (Rev. 03/2015) 5. ‘Learn to Manage Money Before It Manages You’ Leaflet Paper-base Application
Application related Forms
Document Number Document Name Paper-base Application Electronic Application
- 1. Application for Use of the Life-time Loan Limit under the ENLS Paper-base Application -
NLSFT/WD/E 2. Request for Withdrawal of Application for NLSFT (Only applicable to applicants who have not undertaken the loan) Paper-base Application -
NLSFT 114 (Rev. 2022) 3. Application for Cancellation of NLSFT Loan (Only applicable to loan borrowers who have undertaken the loan) Paper-base Application Electronic Application
NLSFT 113 (2022) 4. Application form for Accepting the Remaining NLSFT Loan Amount Paper-base Application Electronic Application
NLSFT 112B (2022) 5. NLSFT Paper-based Application Form (The ‘SFO E-link – My Applications’ platform has ceased to accept online applications. Please use this application form for submitting the late application for the 2022/23 academic year.) Paper-base Application -
Change of Information
Document Number Document Name Paper-base Application Electronic Application
TSF/C/18A(E) 1. Notification of Change of Applicant’s Personal Particulars Paper-base Application Electronic Application
TSF/C/18B 2. Notification of Change of Institution / Course Data Paper-base Application Electronic Application
TSFS/IDM/INFO/E 3. Notification of Change of Indemnifier's Personal Particulars Paper-base Application Electronic Application
Loan Documents

(Remarks: Loan documents submitted before issuance of the ‘Notification of Result’ will not be accepted.)

Document Number Document Name Paper-base Application
-
1.
Full set of Loan Documents for the 2022/23 academic year (including the following documents)
Paper-base Application
NLSFT 12 (Rev. 2022)
a. 
Notice of Offer of Loan
-
NLSFT 15 (Rev. 2022)
b. 
Undertaking (E-fillable Form)
-
NLSFT 16 (Rev. 2022)
c. 
Deed of Indemnity (E-fillable Form)
-
NLSFT 116 (Rev. 2022)
d. 
Student, Indemnifier and Witness Details Input Forms (Form A and B) (E-fillable Form)
-
NLSFT 149 (Rev. 2022)
e. 
Checklist for Submission of Loan Documents
-
-
f. 
Points to Note for Paying Administrative Fee
-
-
g. 
SFO E-link – My Bills Service Registration Guidelines (Only applicable to applicants who are subject to such requirement as specified by the Student Finance Office (SFO) in the ‘Notification of Result’)
-
Loan Repayment
Document Number Document Name Paper-base Application Electronic Application
-
1.

Application for deferment of loan repayment

a. All loan account(s) under application without overdue instalment or with one overdue quarterly instalment / five or less consecutive overdue monthly instalments:

SFO 102E (Rev. 2022)
  i. 
(For financial hardship/illness)
Paper-base Application Electronic Application
SFO 101E (Rev. 2022)
  ii. 
(For full-time study)
Paper-base Application Electronic Application
b. Others:
SFO 102E_dfa (Rev. 2023.01)
  i. 
(For financial hardship/illness)
Paper-base Application Electronic Application
SFO 101E_dfa (Rev. 2023.01)
  ii. 
(For full-time studies)
Paper-base Application Electronic Application
SFO 186 2. Early Partial / Lump Sum Repayment of Loan under Non-means-tested Loan Scheme (NLS) Paper-base Application Electronic Application
SFO 279_E 3. Restructuring Repayment Period of Loan under Non-means-tested Loan Scheme (NLS) Paper-base Application -
SFO 96 4. Student Loan Repayment: Notification of Change of Correspondence Address and / or Telephone Number(s) Paper-base Application Electronic Application
SFO 311 (Rev. 2/2022) 5. Reply form for choosing not to defer loan repayment Paper-base Application Electronic Application
SFO297_E (Rev. 06/2022) 6. Notification of Change of Study Status (Only applicable to student loan borrower whose loan(s) has been paid) Paper-base Application Electronic Application