Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Overview

The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is to complement the Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS) to provide loans to eligible students to settle tuition fees of recognised full-time study courses.

Application Deadline

  • The recommended application submission schedule has passed. If students still need to submit applications, please submit application forms through the "SFO E-link – My Applications" online platform as soon as possible. With effect from 1 January 2025, the "SFO E-link – My Applications" online platform will cease to accept online applications for NLSFT for the 2024/25 academic year. All incomplete online applications in the "SFO E-link – My Applications" online platform will be automatically deleted after 31 December 2024. In any case, applications should reach the Student Finance Office (SFO) no later than 31 December 2024.

  • The SFO will not process late applications beyond 31 December 2024 unless for circumstances that are beyond the control of individual applicants, for instance, commencement dates of their study programmes fall after 31 December 2024 or serious financial hardship as a result of drastic change of their family’s financial situation in recent months.

  • Please note that the SFO will not handle applications for the 2024/25 academic year received after 31 March 2025.

Note: If applicants attend postgraduate (by research) courses that commence between March 2024 and February 2025, they should apply for the NLSFT loan in the 2024/25 academic year. The application deadline is one month following the commencement of the course and in any case not later than 31 March 2025.