Non-means-tested Loan Scheme for Post-secondary Students (NLSPS)


The Non-means-tested Loan Scheme for Post-secondary Students (NLSPS) is to complement the Financial Assistance Scheme for Post-secondary Students (FASP) to provide loans to eligible students to settle tuition fees of locally-accredited, self-financing full-time programmes at the level of associate degree, higher diploma or degree.

Acceptance of Loan

(Please note that applicants should only submit the loan documents after the application is approved and the "NLSPS Notification of Result" or the "FASP Notification of Result" is received. Loan documents submitted before the issuance of the relevant Notification will not be accepted.)

  • After receiving the "NLSPS Notification of Result" or the "FASP Notification of Result", applicants have to submit the duly completed loan documents and other required supporting documents to the Student Finance Office (SFO) on or before the deadline as specified in the respective Notification through one of the following means -

    • by mail to the SFO at the following address -
      Student Finance Office,
      Working Family and Student Financial Assistance Agency,
      11/F, Cheung Sha Wan Government Offices,
      303 Cheung Sha Wan Road, Kowloon
      (Attn.: Counter Service Unit); or
      Remarks: For proper delivery of mail items to the SFO, and to avoid unnecessary delivery delay or unsuccessful delivery, please ensure that the mail items bear sufficient postage with return address before mailing.
    • by using the SFO drop-in boxes located on 11/F (during office hours) or in the G/F lift lobby (outside office hours) of the Cheung Sha Wan Government Offices (CSWGOs). The SFO’s office hours are 8:45 a.m. to 1:00 p.m. and 2:00 p.m. to 5:45 p.m. from Monday to Friday, except public holidays. Please enter the CSWGOs through the side entrance near the security counter outside office hours.

    • Loan documents submitted by fax or email are not acceptable.
  • Please read the "Notice of Offer of Loan (SFO 160)" and the "Checklist for Submission of Loan Documents (SFO 165)" enclosed in the loan documents carefully before submission of loan documents.

  • Applicants can choose to accept the NLSPS loan offered either in full or in part. In completing the "Undertaking (SFO 161)", the "Deed of Indemnity (SFO 162)", the "Student, Indemnifier and Witness Details Input Forms (Form A) (SFO 163A)", applicants are required to specify, among other things, the exact amount of NLSPS loan they wish to accept for the whole academic year.