Enquiry
wg_sfo@wfsfaa.gov.hk

Extended Non-means-tested Loan Scheme (ENLS)

E-Submission
Enquiry
2150 6223
wg_sfo@wfsfaa.gov.hk

Overview

The Extended Non-means-tested Loan Scheme ("ENLS") provides loans to eligible students to settle tuition fees of specific post-secondary/continuing and professional education courses studied in the Hong Kong Special Administrative Region of the People’s Republic of China ("HKSAR").

Eligibility

  • Applicants may apply for an Extended Non-means-tested Loan Scheme ("ENLS") loan to cover their tuition fees payable in the 2026/27 academic year if they are students of any course in the following categories and can fulfill the requirements as stipulated below:

    • 1A - Courses accredited by the Hong Kong Council for Accreditation of Academic and Vocational Qualifications;

    • 1B - Courses offered by institutions (including their Schools of Professional and Continuing Education) by virtue of their self-accreditation status or Programme Area Accreditation status;

    • 2 - Courses under Diploma of Applied Education ("DAE") / Diploma Yi Jin ("DYJ");

    • 3 - Courses covered by the Financial Assistance Scheme for Designated Evening Adult Education Courses;

    • 4 - Training or development courses provided or funded by local statutory bodies; or

    • 5 - Registered courses and exempted courses under the Non-local Higher and Professional Education (Regulation) Ordinance (Chapter 493).

    • Please refer to the Register of Eligible Course under the ENLS.

Applicants

  • Applicants must have the right of abode in the Hong Kong Special Administrative Region of the People’s Republic of China ("HKSAR"); or alternatively, applicants or their families must have resided in the HKSAR continuously for three complete years prior to the commencement of the course.

    (Remarks: This does not cover non-local students holding -

    • student visas / entry permits;
    • visas / entry permits under the Immigration Arrangements for Non-local Graduates; or
    • dependant visas / entry permits which were issued by the Director of Immigration when the relevant students have reached 18 years old.)

  • The following classes of persons are not eligible to apply for student financial assistance for the 2027/28 academic year and after:

    1. persons and their dependants currently staying in the HKSAR under various talent and investment-related entrant schemes which include but are not limited to the Top Talent Pass Scheme, the Quality Migrant Admission Scheme, the Immigration Arrangements for Non-local Graduates, the Admission Scheme for the Second Generation of Chinese Hong Kong Permanent Residents, the Vocational Professionals Admission Scheme, the General Employment Policy (GEP), the Admission Scheme for Mainland Talents and Professionals (ASMTP), the GEP and ASMTP (Technical Professionals Stream), the Technology Talent Admission Scheme, the Capital Investment Entrant Scheme and the New Capital Investment Entrant Scheme; and
    2. persons currently staying in the HKSAR on student/training visas and their dependants and persons currently staying in the HKSAR on Working Holiday visas.
Qualified Indemnifier
  • a HKSAR resident holding a Hong Kong Permanent Identity Card;
  • at or over 21 years of age;
  • gainfully employed in the HKSAR and financially sound; and
  • able to produce the required documentary evidence.

  • For details, please refer to paragraph 5.6 of the ENLS Guidance Notes [ENLS 140E].

Witness
  • a HKSAR resident holding a Hong Kong Permanent Identity Card; and
  • at or over 18 years of age.

  • For details, please refer to paragraph 5.7 of the ENLS Guidance Notes [ENLS 140E].

Remarks: The applicant is not acceptable to act as the Witness of his/her "Undertaking" and the corresponding "Deed of Indemnity". The indemnifier is not acceptable to act as the Witness of his/her ‘Deed of Indemnity’ and the corresponding ‘Undertaking’.