Example 1:

This is a singleton household.

The applicant has a full-time job. He works 144 hours a month and the household income is $10,000 per month. He owns assets valued at $240,000.

  • The applicant works for 144 hours but less than 168 hours per month, and is eligible for the Basic Allowance.
  • 3/4-rate allowance will be granted as the monthly household income exceeds the Monthly Household Income Upper Limit for full-rate allowance but is less than that for 3/4-rate allowance for a singleton household.
  • The household asset value does not exceed the Monthly Asset Limit for a singleton household.

The household meets the eligibility criteria for WFA. The monthly allowance is -


3/4-rate Basic Allowance = $800 x 3/4
Total = $600

Example 2:

This is a household of four members comprising the parents, a son and a daughter who are 3 and 6 years old respectively.

The father has a full-time job and the mother is a housewife. The father works 200 hours a month and the household income is $18,000 per month. The household owns assets valued at $300,000.

  • The father works for not less than 192 hours per month, and is eligible for the Higher Allowance.
  • Full-rate allowance will be granted as the monthly household income does not exceed the Monthly Household Income Upper Limit for full-rate allowance for a four-person household.
  • The household asset value does not exceed the Monthly Asset Limit for a four-person household.
  • Both children meet the eligibility criteria for receiving the Child Allowance.

This household meets the eligibility criteria for WFA. The monthly allowance is -


Full-rate Higher Allowance = $1,200
Full-rate Child Allowance = $1,000 x 2
Total = $3,200

Example 3:

This is a household of five members comprising the parents, a daughter who is 14 years old, a son who is 18 years old and attending Secondary school and a 70-year-old grandmother.

The father has a full-time job. He works 170 hours a month and earns $22,000 per month. The mother is a part-time salesperson. She works 60 hours a month and earns $3,600 per month. The household income is $25,600 ($22,000 + $3,600) per month and the household owns assets valued at $450,000.

  • The aggregated monthly working hours of the couple is 230 hours (170+60 hours) which is higher than 192 hours per month, and the household is eligible for the Higher Allowance.
  • Half-rate allowance will be granted as the monthly household income does not exceed the Monthly Household Income Upper Limit for half-rate allowance for a five-person household.
  • The household asset value does not exceed the Monthly Asset Limit for a five-person household.
  • Both the 14-year-old daughter and 18-year-old son meet the eligibility criteria for receiving the Child Allowance.
  • The Old Age Living Allowance received by the 70-year-old grandmother is not taken into account under the income test.

This household meets the eligibility criteria for WFA. The monthly allowance is -


Half-rate Higher Allowance = $1,200 x 1/2
Half-rate Child Allowance = $1,000 x 2 x 1/2
Total = $1,600

Example 4:

This is a single-parent household of two members comprising the mother and a daughter who is 8 years old.

The mother has multiple part-time jobs. She works a total of 132 hours a month and the household income is $12,000 per month. The household owns assets valued at $150,000.

  • The single-parent mother works for not less than 72 hours per month. The daughter who lives with the single-parent mother is aged below 15 that the household could benefit from the lower working hour thresholds and be eligible for the Higher Allowance.
  • Full-rate allowance will be granted as the monthly household income does not exceed the Monthly Household Income Upper Limit for full-rate allowance for a two-person household.
  • The household asset value does not exceed the Monthly Asset Limit for a two-person household.
  • The 8-year-old daughter meets the eligibility criteria for receiving the Child Allowance.

This household meets the eligibility criteria for WFA. The monthly allowance is -


Full-rate Higher Allowance = $1,200
Full-rate Child Allowance = $1,000
Total = $2,200