DYJ students who have the right of abode in the Hong Kong Special Administrative Region, or have resided or have had their home in Hong Kong continuously for three complete years immediately prior to the commencement of the course may apply for a loan under the ENLS to pay their tuition fees. However, qualified witnesses and indemnifiers are required for the loan application.
Applicants are required to pay an administrative fee for each application and each loan account on a school year basis until the loan and interest accrued thereon are fully repaid. Interest is chargeable upon loan drawdown and throughout the study period until the ENLS loan is repaid in full. Read More
The HKSAR Government may apply any tuition fee reimbursement (including the 30%, 50% or 100% tuition fee reimbursement, if any, as the case may be) granted for the student’s studies of the DYJ programme to offset any amount payable / repayable by such student under his/her ENLS loan account(s) for the DYJ programme to the HKSAR Government in accordance with the terms and conditions of the ENLS Loan(s) for the DYJ programme as stated in the ENLS Application Guidance Notes.
The offsetting arrangement has been implemented from the 2019/20 school year onwards. The offsetting arrangement applies, regardless of whether or not the ENLS loan borrower is the same person as the applicant for tuition fee reimbursement under DYJ. The offsetting arrangement is not applicable to the ENLS loan borrowers who have been approved with ENLS loan(s) for their studies of DYJ programme before the 2019/20 school year.