Financial Assistance Schemes for Primary & Secondary Students
Financial Assistance Schemes for Primary & Secondary Students

Method of Assessment

The Means Test
  • The SFO will use the "Adjusted Family Income" (AFI) mechanism as the means test to assess the eligibility of a family for student financial assistance and its assistance level.
  • The AFI mechanism is based on the following formula:
    AFI equals to Gross annual income of the family divided by number of family members plus one
    • Gross annual income of the family includes the annual income of the applicant and his/her spouse; 30% of the annual income of unmarried child / children residing with the family if applicable; and the contribution from relatives / friends if applicable.
    • The members of a family normally refer to the applicant, his/her spouse, unmarried child / children residing with the family and the dependent parent(s) who are supported by the applicant and/or his/her spouse. Read More
    • For single-parent families of 2 to 3 members, the “plus 1 factor” in the divisor of the AFI formula will be increased to 2.
Level of Assistance
  • The AFI eligibility benchmarks for various levels of assistance in the 2021/22 school year are listed in the table below. Please note that the AFI is not the average monthly income of a family.
    AFI eligibility benchmarks
    2021/22 school year - AFI Between (HK$) Level of Assistance
    0 – 41,360 Full*
    41,361 – 79,976 Half
    > 79,976 Ineligible
    (applications not successful)
  • * AFI thresholds for full level of assistance for 3-member and 4-member families are $50,071 and $46,066 respectively in the 2021/22 school year. For 2-member single-parent families and 3-member single-parent families, they are regarded as 3-member families and 4-member families respectively for determining the AFI thresholds for full level of assistance and calculation of AFI.
Medical Expenses Incurred by Family Member(s) with Chronic Illness
  • Only the medical expenses incurred by the applicant or his/her family member who is chronically ill or permanently incapacitated are deductible. Applicant should provide the relevant medical receipts for the period 1.4.2020 to 31.3.2021. The 2021/22 academic year maximum amount of deductible medical expenses is $21,670.
STEP 2 General Information

Details of Financial Assistance Schemes

STEP 2 General Information

Amount of Financial Assistance