Tertiary Student Finance Scheme - Publicly-funded Programmes (TSFS)
Tertiary Student Finance Scheme - Publicly-funded Programmes (TSFS)

Interest Rate and Surcharge for Late Repayment

  • Interest at a rate of 1% per annum shall be charged on the loan borrowed by you from the commencement date of the loan Repayment Period.
  • Please inform the SFO immediately on your cessation to be a registered full-time student or decision to withdraw from, suspend or defer studies or apply for leave of absence for any reason. Interest will be charged with retrospective effect from the date of your withdrawal / suspension of studies.
  • If repayment is not made on or before the date the instalment becomes due, you will be required to repay to the Government of the Hong Kong Special Administrative Region ('Government') the overdue amount together with a surcharge at the rate of 5%.
STEP 2 General Information

Financial Calculator

STEP 3 Application

Application Procedures