What’s New
Non-means-tested Loan Scheme for Post-secondary Students (NLSPS)

Application Procedures

Submission of application
  • With effect from 15 January 2022, no online applications for NLSPS is accepted at the “SFO E-link – My applications” platform. If you still need to submit application for the 2021/22 academic year, please use the application form [NLSPS 2B(2021)]. All late applications should be enclosed with an explanation letter and supported by the institution concerned. The SFO will consider the respective application on individual merits upon receipt of the duly completed application form and whole set of the required documents from the applicant. For details, you can telephone the enquiry hotline at 2150 6222 during office hours.
  • The online submission of application is not applicable to students of distance-learning programmes of the Hong Kong Metropolitan University (HKMU). If you are a distance-learning student of HKMU, please refer to the Supplementary Guidance Notes for FASP/NLSPS for Students Taking Distance-learning Programmes for the eligibility criteria and application procedures under NLSPS. Students can obtain the supplementary guidance notes from HKMU or WFSFAA’s website.
  • Please note that if you have applied for the FASP, you will be informed of the financial assistance and / or loan you are entitled under the FASP and NLSPS, if any, simultaneously in your FASP notification of result.
  • If you wish to apply for financial assistance under both the FASP and the NLSPS and to obtain a rough estimate of the amount of NLSPS loan that you could receive, you may use our financial calculator.
Submission of declaration and supporting documents
  • After you have submitted your online application successfully, you have to submit the supporting documents to the SFO (otherwise, your application will not be processed).
  • You are required to declare in the “Declaration Form” that a bankruptcy petition is filed by you or presented against you or a bankruptcy order is made against you or you have applied/are applying for an Individual Voluntary Arrangement (IVA) or are aware that legal proceeding(s) has/have been started or are pending or being threatened against you for your bankruptcy or for the appointment of a receiver, administrator, administrative receiver, trustee or similar officer over any or all of your assets. Read More
  • If you are an undischarged bankrupt or a subject person of an IVA, please submit a photocopy of bankruptcy order/petition or your IVA proposal, as appropriate, for the SFO’s record purpose. Read More
  • You should submit the required documents to the SFO within seven days from the date of submission of your online application through the following channels:
    • online upload Read More
    • by mail to the SFO:
      Student Finance Office
      Working Family and Student Financial Assistance Agency
      Room 1204, 12/F, Cheung Sha Wan Government Offices
      303 Cheung Sha Wan Road, Kowloon
      (Attn.: NLSPS APU) Read More
    • through the drop-in box on 11/F of Cheung Sha Wan Government Offices
  • The SFO will accord priority to those applications with complete information upon submission. In addition, if you are requested to submit supplementary information for processing of your application, please adhere to the deadline as specified. Otherwise, the processing time of your application may be longer.
STEP 2 General Information

Learn before you apply - Interest & Administrative Fee

STEP 3 Application

Application for a Second NLSPS Loan