What’s New
Non-means-tested Loan Scheme for Post-secondary Students (NLSPS)

Application Procedures

Submission of application
  • All applications of the NLSPS should be submitted through “SFO E-link – My Applications” before the application closing date. Creation/Login of “iAM Smart” and/or “MyGovHK” account is required. Applicants are reminded to keep the username and password for future use.
  • You may refer to the Online Demonstration for completing and submitting the online application form for the NLSPS.
  • The online submission of application is not applicable to students of distance-learning programmes of the Hong Kong Metropolitan University (HKMU). If you are a distance-learning student of HKMU, please refer to the Supplementary Guidance Notes for FASP/NLSPS for Students Taking Distance-learning Programmes for the eligibility criteria and application procedures under NLSPS. Students can obtain the supplementary guidance notes from HKMU or WFSFAA’s website.
  • Please note that if you have applied for the FASP, you will be informed of the financial assistance and / or loan you are entitled under the FASP and NLSPS, if any, simultaneously in your FASP notification of result.
  • If you wish to apply for financial assistance under both the FASP and the NLSPS and to obtain a rough estimate of the amount of NLSPS loan that you could receive, you may use our financial calculator.
Submission of declaration and supporting documents
  • After you have submitted your online application successfully, you have to submit the supporting documents to the SFO (otherwise, your application will not be processed).
  • You are required to declare in the “Declaration Form” that a bankruptcy petition is filed by you or presented against you or a bankruptcy order is made against you or you have applied/are applying for an Individual Voluntary Arrangement (IVA) or are aware that legal proceeding(s) has/have been started or are pending or being threatened against you for your bankruptcy or for the appointment of a receiver, administrator, administrative receiver, trustee or similar officer over any or all of your assets. Read More
  • If you are an undischarged bankrupt or a subject person of an IVA, please submit a photocopy of bankruptcy order/petition or your IVA proposal, as appropriate, for the SFO’s record purpose. Read More
  • You should submit the required documents to the SFO within seven days from the date of submission of your online application through the following channels:
    • through online upload Read More
    • by mail to the SFO:
      Student Finance Office
      Working Family and Student Financial Assistance Agency
      Room 1204, 12/F, Cheung Sha Wan Government Offices
      303 Cheung Sha Wan Road, Kowloon
      (Attn.: NLSPS APU) Read More
    • use the SFO drop-in boxes located on 11/F (during office hours) or G/F (outside office hours) of the Cheung Sha Wan Government Offices (CSWGOs). SFO’s office hours are 8:45 a.m. to 1:00 p.m. and 2:00 p.m. to 5:45 p.m. from Monday to Friday, except public holidays. The opening hours of CSWGOs are 7:00 a.m. to 7:00 p.m. from Monday to Friday, and 7:00 a.m. to 1:00 p.m. on Saturday, except public holidays.
  • The SFO will accord priority to those applications with complete information upon submission. In addition, if you are requested to submit supplementary information for processing of your application, please adhere to the deadline as specified. Otherwise, the processing time of your application may be longer.
STEP 2 General Information

Learn before you apply - Interest & Administrative Fee

STEP 3 Application

Application for Accepting the Remaining Loan Amount