Application Procedures

A Workflow of Application Processing highlights the following major procedures of application processing.

Submission of application

All applications of the NLSFT should be submitted through “SFO E-link – My Applications” before the application closing date. Creation/Login of “iAM Smart” and/or “MyGovHK” account is required. Applicants are reminded to keep the username and password for future use.
You may refer to the Online Demonstration for completing and submitting the online application form for the NLSFT.
Please note that if you have applied for the TSFS, you will be informed of the financial assistance and / or loan you are entitled under the TSFS and NLSFT, if any, simultaneously in your TSFS notification of result.

Submission of declaration and supporting documents

After you have submitted your online application successfully, you have to submit the supporting documents to the SFO (otherwise, your application will not be processed).
You are required to declare in the “Declaration Form” that a bankruptcy petition is filed by you or presented against you or a bankruptcy order is made against you or you have applied/are applying for an Individual Voluntary Arrangement (IVA) or are aware that legal proceeding(s) has/have been started or are pending or being threatened against you for your bankruptcy or for the appointment of a receiver, administrator, administrative receiver, trustee or similar officer over any or all of your assets. Read More

Subsequently, if a bankruptcy petition is filed by you or presented against you or a bankruptcy order is made against you or you have applied/are applying for an IVA or are aware that legal proceeding(s) has/have been started or are pending or being threatened against you for your bankruptcy or for the appointment of a receiver, administrator, administrative receiver, trustee or similar officer over any or all of your assets, you are obliged to notify the SFO in writing immediately.
If you are an undischarged bankrupt or a subject person of an IVA, please submit a photocopy of bankruptcy order/petition or your IVA proposal, as appropriate, for the SFO’s record purpose. Read More
- The SFO reserves the right to require you to submit supplementary documents/information other than those mentioned above as and when required. A longer processing time is required for such application.
- The final approval of your NLSFT application will rest with the SFO solely.
You should submit the required documents to the SFO within seven days from the date of submission of your online application through the following channels:
- through online upload Read More
  
  Please refer to the Online Demonstration for details.
- by mail to the SFO:
  Student Finance Office
  Working Family and Student Financial Assistance Agency
  Room 1204, 12/F, Cheung Sha Wan Government Offices
  303 Cheung Sha Wan Road, Kowloon
  (Attn.: NLSFT APU) Read More
  
  If you submit the required documents by mail, please ensure your mail items bear sufficient postage. Underpaid mail items are subject to surcharge by the Hongkong Post. Underpaid mail items will be returned to the sender (with return address) or disposed of (without return address) by the Hongkong Post. For proper delivery of your mail items to the SFO, and to avoid unnecessary delivery delay or unsuccessful delivery, please ensure that your mail items bear sufficient postage with return address before mailing.
- use the SFO’s drop-in boxes located on 11/F (during office hours) or G/F (outside office hours) of the Cheung Sha Wan Government Offices (CSWGOs). SFO’s office hours are 8:45 a.m. to 1:00 p.m. and 2:00 p.m. to 5:45 p.m. from Monday to Friday, except public holidays. The opening hours of CSWGOs are 7:00 a.m. to 7:00 p.m. from Monday to Friday, and 7:00 a.m. to 1:00 p.m. on Saturday, except public holidays.
The SFO will accord priority to those applications with complete information upon submission. In addition, if you are requested to submit supplementary information for processing of your application, please adhere to the deadline as specified. Otherwise, the processing time of your application may be longer.

STEP 2 General Information

Learn before you apply -
Interest and Administrative Fee

STEP 3 Application

Application for Accepting the Remaining Loan Amount

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