Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Overview

The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is to complement the Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS) to provide loans to eligible students to settle tuition fees of recognised full-time study courses.

Links, Forms and Download

Online Application

The NLSFT application for the 2023/24 academic year is closed. For details, please refer to "Application Deadline".

SFO E-Link - Partial / Lump Sum Repayment Request

Guidance & Information
Document Number Document Name Paper-base Application
NLSFT 111B(2023) 1. NLSFT Guidance Notes Paper-base Application
- 2. Points to Note for Paying Administrative Fee Paper-base Application
NLSFT_SD_E 3. Checklist of Supporting Documents Paper-base Application
SFO/PFM 1 (Rev. 12/2023) 4. "Borrow wisely and manage your finances prudently" Leaflet Paper-base Application
SFO/PFM 2 (Rev. 12/2023) 5. "Default on your loan. A legal plight you own" Leaflet Paper-base Application
SFO/PFM 3 (Rev. 12/2023) 6. "Learn to manage money before it manages you" Leaflet Paper-base Application
SFO/PFM 4 (Rev. 12/2023) 7. "Don't evade loan obligation. Face consequences with resolution" Leaflet Paper-base Application
Application related Forms
Document Number Document Name Paper-base Application Electronic Application
NLSFT/WD/E 1. Request for Withdrawal of Application for NLSFT (Only applicable to applicants who have NOT submitted the loan documents) Paper-base Application -
NLSFT 114 (Rev. 2023) 2. Application for Cancellation of NLSFT Loan (Only applicable to loan borrowers who have submitted the loan documents) Paper-base Application Electronic Application
NLSFT 113 (2023) 3. Application Form for Accepting the Remaining NLSFT Loan Amount Paper-base Application Electronic Application
NLSFT 112B (2023) 4. NLSFT Paper-based Application Form Paper-base Application -
Change of Information
Document Number Document Name Paper-base Application Electronic Application
TSF/C/18A(E) 1. Notification of Change of Applicant’s Personal Particulars Paper-base Application Electronic Application
TSF/C/18B 2. Notification of Change of Institution / Course Data Paper-base Application Electronic Application
TSFS/IDM/INFO/E 3. Notification of Change of Indemnifier's Personal Particulars Paper-base Application Electronic Application
Loan Documents

(Remarks: Loan documents submitted before issuance of the "Notification of Result" will not be accepted.)

Document Number Document Name Paper-base Application
-
1.
Full set of Loan Documents for the 2023/24 academic year (including the following documents)
Paper-base Application
NLSFT 12 (Rev. 2023)
a. 
Notice of Offer of Loan
-
NLSFT 15 (Rev. 2023)
b. 
Undertaking (E-fillable Form)
-
NLSFT 16 (Rev. 2023)
c. 
Deed of Indemnity (E-fillable Form)
-
NLSFT 116 (Rev. 2023)
d. 
Student, Indemnifier and Witness Details Input Forms (Form A and B) (E-fillable Form)
-
NLSFT 149 (Rev. 2023)
e. 
Checklist for Submission of Loan Documents
-
-
f. 
Points to Note for Paying Administrative Fee
-
-
g. 
SFO E-link – My Bills Service Registration Guidelines (Only applicable to applicants who are subject to such requirement as specified by the Student Finance Office (SFO) in the "Notification of Result")
-
Loan Repayment
Document Number Document Name Paper-base Application Electronic Application
-
1.

Application for deferment of loan repayment

a. All loan account(s) under application without overdue instalment or with one overdue quarterly instalment / five or less consecutive overdue monthly instalments:

SFO 102E (Rev. 2022)
  i. 
(For financial hardship/illness)
Paper-base Application Electronic Application
SFO 101E (Rev. 2022)
  ii. 
(For full-time study)
Paper-base Application Electronic Application
b. Others:
SFO 102E_dfa (Rev. 2023.01)
  i. 
(For financial hardship/illness)
Paper-base Application Electronic Application
SFO 101E_dfa (Rev. 2023.01)
  ii. 
(For full-time studies)
Paper-base Application Electronic Application
SFO 186 2. Early Partial / Lump Sum Repayment of Loan under Non-means-tested Loan Scheme (NLS) Paper-base Application Electronic Application
SFO 279_E 3. Restructuring Repayment Period of Loan under Non-means-tested Loan Scheme (NLS) Paper-base Application -
SFO 96 4. Student Loan Repayment: Notification of Change of Correspondence Address and / or Telephone Number(s) Paper-base Application Electronic Application
SFO 311 5. Reply form for choosing not to defer loan repayment - Electronic Application
SFO 297E 6. Notification of Change of Study Status (Only applicable to student loan borrower whose loan(s) has been paid) Paper-base Application Electronic Application