Extended Non-Means-Tested Loan Scheme(ENLS)
Extended Non-means-tested Loan Scheme(ENLS)

Payment Arrangements

  • If your loan application is approved, the first instalment loan will normally be paid within three weeks upon the date of approval by the following methods:
Payment Method
Circumstance Payment Method(s)
  1. You have already paid all or part of the tuition fees covered in your application.
  1. That part of the loan covering the paid tuition fees will be credited to your designated bank account*; and / or
  2. that part of the loan covering the unpaid tuition fees will be made by instalment(s), where appropriate and made payable to your institution or its operator / local agency [applicable if you are pursuing a registered course or exempted course under the Non-local Higher and Professional Education (Regulation) Ordinance (Cap. 493)] by cheque(s).
  1. You have not paid any part of your tuition fees.

The loan will be made by instalment(s), where appropriate, and made payable to your institution or its operator / local agency (if applicable) by cheque(s).


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STEP 5 Loan Repayment

Loan Activation