Extended Non-Means-Tested Loan Scheme(ENLS)
Extended Non-means-tested Loan Scheme(ENLS)

Change of Personal Information

  • Before full settlement of your loans, should there be subsequent changes in your name, residential address or correspondence address, residential phone number or other contact phone number that will affect your loan application/ disbursements/ repayments, you should immediately notify the SFO in writing by using the form "Notification of Change of Applicant’s Personal Particulars" [ENLS 124]. The form is available at the SFO and can be downloaded from the SFO webpage. Failure in timely provision of changes of information to the SFO will cause delay in processing your application, or making payment(s) to you, or lead to additional loan being drawn down and extra interest accrued therefrom.
  • If:
    1. you decide to withdraw from / cease / suspend / defer your studies; or
    2. you transfer to another programme / institution; or
    3. you cannot complete your programme(s) / course(s) of study for whatever reason(s); or
    4. your institution fails to provide the course(s) under application to you for whatever reason(s) ; or
    5. you are no longer the eligible student of the programme / institution concerned for whatever reason(s),
    after the SFO has advanced / disbursed the loan to you or issued to you by cheque(s) made payable to your institution or its operator / local agency (if applicable), you are required to notify the SFO in writing immediately and repay the ENLS loan in a lump sum or by equal instalments, and if by instalments over a revised Repayment Period, and also interest accrued under the ENLS loan at the prevailing ENLS interest rate per annum. The length of the ENLS loan Repayment Period, its commencement date, and repayment arrangement shall be decided by the SFO.
  • Failure in timely provision of changes of information to the Office will cause delay in processing your application, or making payment(s) to you, or lead to additional loan being drawn down and extra interest accrued therefrom.
  • You are required to notify the SFO in writing immediately of any change of address of your indemnifier(s).
Further Information

Cancellation of Loan

Further Information

Important Notice / Disclaimer