Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Overview

The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is to complement the Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS) to provide loans to eligible students to settle tuition fees of recognised full-time study courses.

Statistics

Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) /
Non-means-tested Loan Scheme for Post-secondary Students (NLSPS) /
Extended Non-means-tested Loan Scheme (ENLS)
Academic Year 2023/20242024/2025 2025/2026
(as at 30.4.2026)
No. of applications
- received Total 33 92037 45537 654
NLSFT 14 68415 86215 504
NLSPS 12 91214 90815 895
ENLS 6 3246 6856 255
- with results issued Total 33 92037 45537 348
NLSFT 14 68415 86215 494
NLSPS 12 91214 90815 884
ENLS 6 3246 6855 970
No. of applications
- with loan offered Total 33 20136 74436 702
NLSFT 14 33515 53415 216
NLSPS 12 54214 52515 516
ENLS 6 3246 6855 970
- with loan paid Total 28 59131 26930 769
NLSFT 11 98712 75912 310
NLSPS 10 78912 26712 922
ENLS 5 8156 2435 537
Average amount of loan paid^ Total $55,838.20 $56,921.55$57,675.26
NLSFT $39,908.23 $39,920.06$41,990.25
NLSPS $59,802.58 $59,826.36$60,838.88
ENLS $81,320.72 $85,960.28$85,163.45
Total amount of loan paid^ (million) Total$1,596.47$1,779.88$1,774.61
NLSFT $478.38 $509.34$516.90
NLSPS $645.21 $733.89$786.16
ENLS $472.88 $536.65$471.55

Remarks :
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Approved loan will be paid in more than one instalment. The amount of loan paid in the 2025/26 academic year shown in the table above does not reflect the full amount of loan paid in the year until the respective application cycle ends.