Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Overview

The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is to complement the Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS) to provide loans to eligible students to settle tuition fees of recognised full-time study courses.

Statistics

Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) /
Non-means-tested Loan Scheme for Post-secondary Students (NLSPS) /
Extended Non-means-tested Loan Scheme (ENLS)
Academic Year 2024/20252025/2026 2026/2027
(as at 31.8.2026)
No. of applications
- received Total 37 45538 17323 289
NLSFT 15 86215 57110 375
NLSPS 14 90815 97411 670
ENLS 6 6856 6281 244
- with results issued Total 37 45538 17316 608
NLSFT 15 86215 5716 997
NLSPS 14 90815 9749 116
ENLS 6 6856 628495
No. of applications
- with loan offered Total 36 74437 51416 420
NLSFT 15 53415 2866 902
NLSPS 14 52515 6009 023
ENLS 6 6856 628495
- with loan paid Total 31 26932 1046 727
NLSFT 12 75912 6233 296
NLSPS 12 26713 2373 186
ENLS 6 2436 244245
Average amount of loan paid^ Total $56,921.55 $59,064.91$28,244.39
NLSFT $39,920.06 $41,932.19$23,094.66
NLSPS $59,826.36 $60,751.68$31,550.53
ENLS $85,960.28 $90,124.92$54,530.61
Total amount of loan paid^ (million) Total$1,779.88$1,896.22$190.00
NLSFT $509.34 $529.31$76.12
NLSPS $733.89 $804.17$100.52
ENLS $536.65 $562.74$13.36

Remarks :
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Approved loan will be paid in more than one instalment. The amount of loan paid in the 2026/27 academic year shown in the table above does not reflect the full amount of loan paid in the year until the respective application cycle ends.