Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Overview

The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is to complement the Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS) to provide loans to eligible students to settle tuition fees of recognised full-time study courses.

Statistics

Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) /
Non-means-tested Loan Scheme for Post-secondary Students (NLSPS) /
Extended Non-means-tested Loan Scheme (ENLS)
Academic Year 2023/20242024/2025 2025/2026
(as at 30.11.2025)
No. of applications
- received Total 33 92037 45532 990
NLSFT 14 68415 86214 637
NLSPS 12 91214 90814 383
ENLS 6 3246 6853 970
- with results issued Total 33 92037 45531 498
NLSFT 14 68415 86214 424
NLSPS 12 91214 90814 043
ENLS 6 3246 6853 031
No. of applications
- with loan offered Total 33 20136 74430 938
NLSFT 14 33515 53414 182
NLSPS 12 54214 52513 725
ENLS 6 3246 6853 031
- with loan paid Total 28 59131 26920 717
NLSFT 11 98712 7598 556
NLSPS 10 78912 2679 640
ENLS 5 8156 2432 521
Average amount of loan paid^ Total $55,838.20 $56,921.55$37,960.61
NLSFT $39,908.23 $39,920.06$25,231.42
NLSPS $59,802.58 $59,826.36$45,159.75
ENLS $81,320.72 $85,960.28$53,633.48
Total amount of loan paid^ (million) Total$1,596.47$1,779.88$786.43
NLSFT $478.38 $509.34$215.88
NLSPS $645.21 $733.89$435.34
ENLS $472.88 $536.65$135.21

Remarks :
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Approved loan will be paid in more than one instalment. The amount of loan paid in the 2025/26 academic year shown in the table above does not reflect the full amount of loan paid in the year until the respective application cycle ends.