Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Overview

The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is to complement the Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS) to provide loans to eligible students to settle tuition fees of recognised full-time study courses.

Acceptance of Loan

(Please note that applicants should only submit the loan documents after the application is approved and the "NLSFT Notification of Result" or the "TSFS Notification of Result" is received. Loan documents submitted before the issuance date of the relevant Notification will not be accepted.)

  • After receiving the "NLSFT Notification of Result" or the "TSFS Notification of Result", applicants must submit the full set of duly completed loan documents and other required supporting documents to the Student Finance Office (SFO) on or before the deadline as specified in the respective Notification through one of the following means:

    • by mail to the SFO at the following address:
      Student Finance Office,
      Working Family and Student Financial Assistance Agency,
      11/F, Cheung Sha Wan Government Offices,
      303 Cheung Sha Wan Road, Kowloon
      (Attn.: Counter Service Unit); or

      Remarks: For proper delivery of the mail items to the SFO, and to avoid unnecessary delivery delay or unsuccessful delivery, please ensure that the mail items bear sufficient postage with return address before mailing.

    • by using the SFO drop-in boxes located on 11/F (during office hours) or in the G/F lift lobby (outside office hours) of the Cheung Sha Wan Government Offices (CSWGOs). The SFO’s office hours are 8:45 a.m. to 1:00 p.m. and 2:00 p.m. to 5:45 p.m. from Monday to Friday, except public holidays. Please enter the CSWGOs through the side entrance near the security counter outside office hours.

    • Loan documents submitted by fax or email will not be accepted.

  • Please read the "Notice of Offer of Loan" (NLSFT 12) and the "Checklist for Submission of Loan Documents" (NLSFT 149) enclosed in the loan documents carefully before submission of loan documents.

  • Applicants can choose to accept the NLSFT loan offered either in full or in part. In completing the "Undertaking" (NLSFT 15), the "Deed of Indemnity" (NLSFT 16) and the "Student, Indemnifier and Witness Details Input Form (Form A)" (NLSFT 116), applicants are required to specify the exact total amount of NLSFT loan that they wish to accept for the whole academic year.