Information on interest, administrative fee, surcharge/overdue interest
Means-tested Assistance Schemes
(Tertiary Student Finance Scheme - Publicly funded Programmes (TSFS)/ Financial Assistance Scheme for Post-secondary Students (FASP)) |
Non-means-tested Loan Schemes
(Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)/ Non-means-tested Loan Scheme for Post-secondary Students (NLSPS)/ Extended Non-means-tested Loan Scheme (ENLS)) |
|
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Interest | 1% per annum | 2.17% per annum* (Last updated on 1 October 2024) |
Surcharge/ Overdue Interest | 5%# | Adopting the average of the prevailing best lending rates quoted by the note-issuing banks in the Hong Kong Special Administrative Region# |
Administrative fee | N/A | HK$216* |